Driving a good bargain with your auto insurance

Many factors affect your car insurance premiums, including your age, the state in which you live, the make and model of your car, where your car is garaged, and your driving record. Although you can't do much about some of these factors, here are some things you can do to help lower your premiums:

  • Increase your insurance excess.
  • Eliminate optional coverages (e.g., towing and labor, rental insurance) from your car insurance.
  • Eliminate collision and other-than-collision coverage if you drive an older car and could afford to pay for repairs if necessary.
  • Ask about available discounts (e.g., low-mileage discounts, discounts for safety or antitheft devices) for your auto insurance.
  • Avoid buying a vehicle that is prone to theft or expensive to repair.
  • Keep your car in a garage.
  • Drive safely to establish a good driving record.

You'll find more tips to save money on your car insurance here

 

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